An official army family and MWR Site

View Current ACS Services and Contact Info (.pdf)


Financial Readiness Program

Financial Readiness

We provide personal financial and consumer affairs counseling, as well as assistance through Army Emergency Relief (AER) to eligible Service members, their dependents, DoD Civilians, and Retirees.



We assist unit commanders and leaders in training Soldiers and Family Members in personal financial readiness to include: the military pay system, bank account/debit card management, financial responsibility, credit reporting, savings, investing, and a host of other financial topics.

Financial Counseling and Consumer Affairs

FREE One-on-One Financial Counseling: Whether you are just starting your career, or are close to retirement, ACS Financial Readiness counselors are here to set you up for financial success! From setting up a spending plan and managing debt to smart investing and retirement planning, we can help you take charge of your hard earned money.

FREE Consumer Complaint Mediation: Let ACS Financial Readiness Program help you deal with local and national businesses! If you feel that a business did not provide you with services or goods as promised, and they are not willing to work with you, you can file a consumer complaint right here at the Fort Campbell ACS Financial Readiness. We will mediate your complaint and do our best to resolve it!

    Fort Campbell Off Limits Establishment List - 03 June 2020 (.pdf)

FREE Carfax Reports: Don’t buy a pre-owned vehicle without seeing the Carfax report! It can save you and your wallet.  FREE Carfax reports are available at the ACS Financial Readiness Program on walk-in basis.

FREE Credit Scores and Reports:  Ever wondered what your credit score is? Have you seen your credit report lately? Identity Theft is real and it can happen to anyone! Our ACS Financial Readiness Program offers free credit scores and reports as well as help with identity theft and advice about building, fixing or maintaining positive credit history.

Army Emergency Relief

Army Emergency Relief (AER) is a private, non-profit organization established to assist Soldiers and their Family members in emergency financial situations due to no fault of their own. Financial assistance is given in the form of an interest-free loan, grant, or combination of the two. Loans are repaid by an allotment. AER funding comes from donations.

AER Form 101 Application and Checklist for AER Assistance (.pdf)

AER Form 57 Budget Planning Sheet (.pdf)

AER’s Education Program is a secondary mission to help Army Families with the costs of education.

For more information please visit

Free Classes

Please call +1 (270)798-5518 to register NLT Friday before event.

Bank Account and Debit Card Management Class
1st Wednesday of Each Month
9am to 11am 

Life would be perfect if money grew on trees, but that is never going to happen. Instead of trees we have bank accounts and debit cards.  If you want to take more control of your bank account and track how you spend your money, this is the class for you!

Money Management Class
2nd Wednesday of Each Month
9am to 11am

Your money is a huge part of your life. It can determine what you can do and where you can go. Learning how to manage your money the right way is an important step toward taking control of your life. Join this class to learn about how to make sure that the way you manage your money falls in line with the values that matter most to you.


Thrift Savings Plan Class
3rd Wednesday of Each Month
10am to 11am

Thinking about retirement? You should, because Social Security alone will not cover you when you retire. Come learn about the TSP, and how the magic of compound interest and returns of your TSP funds could get you to your financial happy place by the time you reach retirement age.


How to Buy a House Class
2nd Tuesday of Each Month
1pm to 3pm

For many people, it's the biggest financial transaction they'll ever make. That's why doing it right the first time is so important. Sometimes, buying a house can feel like a dizzying set of rules and regulations. This free class will give you the right knowledge so you can start realizing your homeowner dreams.

All classes are held at ACS Building, 1501 William C Lee Road. 

Personal Financial Counselor (PFC) Services

Need Help with Financial Matters?

Personal Financial Counselor (PFC) Services are free and confidential and are available to Service Members and their Families.

Opens Printable PDF



Soldier & Family Newcomers' Orientation

Welcome to the Fort Campbell Community.

Nov 5 9 am - 3 pm

Soldier & Family Newcomers' Orientation

Welcome to the Fort Campbell Community.

Nov 5 9 am - 3 pm