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Financial Readiness Program

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Financial Readiness Program
BLDG 5662 Screaming Eagle Blvd.
Fort Campbell, Kentucky 42223
United States

Hours of Operation:


7:30am - 4:00pm


7:30am - 4:00pm

Wednesday - Friday

7:30am - 4:00pm

Saturday & Sunday


Federal Holidays


Training Holiday

7:30am - 4:00pm


We provide personal financial and consumer affairs counseling, as well as assistance through Army Emergency Relief (AER) to eligible Service members, their dependents, DoD Civilians, and Retirees.

Please call +1(270) 798-5518 to schedule an appointment.

AER assistance is provided on a walk-in basis.

We assist unit commanders and leaders in training Soldiers and Family Members in personal financial readiness to include: the military pay system, bank account/debit card management, financial responsibility, credit reporting, savings, investing, and a host of other financial topics.


Financial Counseling

One-on-One Financial Counseling: Whether you are just starting your career, or are close to retirement, ACS Financial Readiness Accredited Financial Counselors are here to set you up for financial success. From building a spending plan and managing debt to smart investing and retirement planning, we can help you take charge of your hard earned money.

Start with creating your Spending Plan:
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Consumer Affairs
  • Consumer complaint mediation
  • FREE Carfax reports
  • FREE credit reports and scores
  • Help with identity theft
  • Review of any contract, agreement, lease, or policy- PRIOR to SIGNING

Check your free annual credit reports:

Army Emergency Relief

Army Emergency Relief (AER) is a private, non-profit organization established in 1942 to assist Soldiers and their Family members in emergency financial situations due to no fault of their own. Financial assistance is given in the form of an interest-free loan, grant, or combination of the two. Loans are repaid by an allotment. AER funding comes from donations.

AER Form 101 Application and Checklist for AER Assistance (pdf)

AER Form 57 Budget Planning Sheet (pdf)

Other AER Forms are available at:

To manage your current loan, make a payment, apply for assistance, or to donate to AER:

Education Program is AER's secondary mission- to help Army Families with the cost of education. For more information or to apply for one of the scholarships please visit:

Free Recurring Classes

Please call (270)798-5518 to register no later than the Friday before event.

  • Money Management Class
    2nd Wednesday of Each Month
    9 - 11 a.m.
    Your money is a huge part of your life. It can determine what you can do and where you can go. Learning how to manage your money the right way is an important step toward taking control of your life. Join this class to learn about how to make sure that the way you manage your money falls in line with the values that matter most to you.
  • Thrift Savings Plan Class
    3rd Wednesday of Each Month
    10 - 11 a.m.
    Thinking about retirement? You should, because Social Security alone will not cover you when you retire. Come learn about the TSP, and how the magic of compound interest and returns of your TSP funds could get you to your financial happy place by the time you reach retirement age.
  • How to Buy a House Class
    2nd Tuesday of Each Month
    1 - 3 p.m.
    For many people, it's the biggest financial transaction they'll ever make.That's why doing it right the first time is so important. Sometimes, buying a house can feel like a dizzying set of rules and regulations. This free class will give you the right knowledge so you can start realizing your homeowner dreams.
Training- Financial Milestones in the Military

In-person Group Training available upon request by calling 270-798-5518

  • Promotion
  • PCS
  • Vesting in TSP and Continuation Pay
  • Marriage
  • Divorce
  • Birth of First child

Individual online training available here:

Additional Resources